Arizona does not require personal injury protection (PIP) insurance. However, Arizona insurance companies offer Medical Payments (MedPay) insurance. This type of policy is inexpensive to add to your auto insurance and can help with medical bills, deductibles, and copays. It pays regardless of fault. Were you hurt in a car…
Seeking immediate medical attention after a car accident is crucial to improve your chances of receiving maximum compensation. You need to establish a clear connection between the crash and your injuries. Each insurance company sets rules for how many days count as a “reasonable” amount of time to seek treatment….
Auto accidents can be stressful and disorienting, and victims often do not know where to turn in the aftermath. In the days following the accident, they may wonder whether they should notify the at-fault driver’s insurer. If they do not reach out first, chances are the insurer will call them…
By law, all drivers are required to carry minimum levels of liability insurance before driving on Arizona roads. Of course, not all drivers comply with the law. According to the Insurance Information Institute (III), 12.6% of drivers nationwide and 11.8% in Arizona were uninsured in 2019. What do you do…
See. Think. Decide. Act. Driving involves more than physically operating a vehicle. Safe driving also requires cognitive skills such as recognizing and reacting to unexpected situations. Unfortunately, our physical and cognitive skills weaken as we age. If you recognize a decline in your loved one’s driving skills, you can help them…
Almost 99,000 motor vehicle accidents occurred in Arizona during a single recent year, according to the state Department of Transportation. For many of the people injured in these collisions, it’s their first time navigating the insurance claims process. It can be confusing and even scary, but the good news is…
Car crashes and truck crashes can both cause significant injuries to Arizona drivers, but there are some distinct differences between these accidents. It’s essential to be aware of these differences if you’re involved in a crash, as they can make a big difference when it comes to recovering compensation for…
In some cases, the party responsible for a car accident is easy to determine, but that is not always true when it comes to lane-change accidents. With sideswipe accidents accounting for nearly 17 percent of all crashes, according to the Arizona Department of Transportation, that means that thousands of drivers…
Head-on collisions are some of the deadliest car accidents. They happen when the front end of one vehicle strikes the front of an oncoming car, often at high speeds. The tremendous force generated in frontal crashes means that few people escape without serious or catastrophic injuries. Recovering from injuries suffered…
Many of us learned as young drivers that in a rear-end accident, the driver in the rear is always considered to be at fault. This is a common assumption, but it does not always hold true. Allow us to dispel this misconception. Either driver in a rear-end accident may have…
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